We are now 10 weeks pregnant :-) Our baby is the size of a kumquat but it's internal organs are starting to form, fingers and toes can move, and the brain is forming very quickly. The next OB appt is next week but it will be all about the TS so we aren't attending. We will, however go to the 15 week appointment because we are pretty sure we will get to hear the heartbeat on doppler! then 5 short weeks later we will have a 20 week u/s where we will NOT be finding out the sex of the baby!
The bigger thing going on for us right now is this whole house buying debacle. It has been an absolute nightmare! We are in contract on our third house. Waiting for the appraisal...we thought. Then we got a call today from the mortgage broker. Rates have gone up an entire percentage point! And that is very bad news for us. What that meant was that now, with Shorty's current debt, we couldn't qualify for the house we are in contract on bc it would raise our mortgage and therefore her debt-to-income ratio. Are you kidding me??? We were qualified just fine for this when we started this process back in March. So, my quick thinking meant that this crisis only lasted about an hour. Since the VA still uses the "place of residence" rule we can't use my income on our home loan. This is only good for us in that it doesn't matter how much debt is in my name, only what's in Shorty's. So one quick trip to the bank and one loan out of Shorty's name and into mine...means we are still qualified for the home...whew! But it also means our mortgage payment is $150 more than what we had originally planned. ugh. It was either that or start looking for a house that is 20k less than what we were looking at. 20k less on a house and only $150 less a month=a house that needs a lot more work/updating/changing=more money spent in the long run. So, I am playing with the budget and we will work it out! Here's to hoping we get a quick and high appraisal and can move forward!! fingers and toes crossed!
